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Cash-Flow Cliff Calculator
Model the income gap between your last military paycheck and your first civilian paycheck — month by month for 24 months post-separation.
Full Tool Available — Login Required
The full 27-month cash-flow projection is part of your FinalOut plan. It auto-fills your retired pay, VA compensation, TSP draw, and civilian income from your plan data — no double-entry needed.
What the Cash-Flow Tool Does
- ✓27-month projection starting 3 months before FADD
- ✓Month-by-month: military pay, retired pay, VA comp, TSP draw, civilian income
- ✓Cliff detection — flags months where expenses exceed income
- ✓Emergency fund runway calculator
- ✓Bar chart and month-by-month breakdown table
Cash-flow projections are for planning purposes only. Actual income depends on DFAS processing, VA claim decisions, TSP elections, and civilian employment timing. FinalOut is not affiliated with VA, DoD, DFAS, or any government agency.